{"id":73,"date":"2025-12-05T01:39:27","date_gmt":"2025-12-05T01:39:27","guid":{"rendered":"https:\/\/lumadaily.com\/?page_id=73"},"modified":"2025-12-05T01:41:16","modified_gmt":"2025-12-05T01:41:16","slug":"73-2","status":"publish","type":"page","link":"https:\/\/lumadaily.com\/?page_id=73","title":{"rendered":"Terms &amp; Conditions"},"content":{"rendered":"\n<p>Last updated: 5th of December 2025<\/p>\n\n\n\n<p>Welcome to Luma Daily (lumadaily.com).<\/p>\n\n\n\n<p>By accessing or using this website, you agree to the following Terms &amp; Conditions.<br>Please read them carefully. If you do not agree with any part of these terms, you should discontinue use of the site immediately.<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Acceptance of Terms<\/li>\n<\/ol>\n\n\n\n<p>By using Luma Daily, you agree to comply with and be bound by these Terms &amp; Conditions, our Privacy Policy, and any additional guidelines or rules posted on the site.<\/p>\n\n\n\n<ol start=\"2\" class=\"wp-block-list\">\n<li>Purpose of the Website<\/li>\n<\/ol>\n\n\n\n<p>Luma Daily publishes faith-based articles, lifestyle content, psychological insights, personal reflections, and general information for educational and inspirational purposes.<br>We do not provide medical, legal, financial, or professional advice.<\/p>\n\n\n\n<p>All content is opinion-based unless otherwise stated.<\/p>\n\n\n\n<ol start=\"3\" class=\"wp-block-list\">\n<li>Use of Content<\/li>\n<\/ol>\n\n\n\n<p>All content on this website \u2014 including text, images, graphics, branding, and design \u2014 is the property of Luma Daily unless otherwise credited.<\/p>\n\n\n\n<p>You may:<br>\u2022 share links to our articles<br>\u2022 quote small portions of text with proper attribution<\/p>\n\n\n\n<p>You may NOT:<br>\u2022 copy or republish entire articles<br>\u2022 sell or distribute our content<br>\u2022 use our branding, graphics, or images for commercial purposes<br>\u2022 modify our content for your own website or publication<\/p>\n\n\n\n<p>If you wish to use content beyond these allowances, please contact us for written permission.<\/p>\n\n\n\n<ol start=\"4\" class=\"wp-block-list\">\n<li>User Responsibilities<\/li>\n<\/ol>\n\n\n\n<p>When using this website, you agree that you will not:<br>\u2022 engage in illegal activities<br>\u2022 upload or transmit harmful code or malware<br>\u2022 attempt to access restricted areas of the website<br>\u2022 copy content for unethical use<br>\u2022 harass or abuse the site owner or community<\/p>\n\n\n\n<ol start=\"5\" class=\"wp-block-list\">\n<li>Third-Party Links<\/li>\n<\/ol>\n\n\n\n<p>Luma Daily may contain links to external websites or products.<br>We are not responsible for:<br>\u2022 the content on those websites<br>\u2022 the accuracy of external information<br>\u2022 any purchases or decisions made through third-party links<\/p>\n\n\n\n<p>Any external links do not represent an endorsement unless explicitly stated.<\/p>\n\n\n\n<ol start=\"6\" class=\"wp-block-list\">\n<li>Affiliate Disclosure <\/li>\n<\/ol>\n\n\n\n<p>If you choose to use affiliate marketing:<\/p>\n\n\n\n<p>Luma Daily may earn a small commission if you purchase products through affiliate links.<br>This comes at no extra cost to you and helps support the site.<\/p>\n\n\n\n<ol start=\"7\" class=\"wp-block-list\">\n<li>Disclaimer of Liability<\/li>\n<\/ol>\n\n\n\n<p>Luma Daily is not liable for:<br>\u2022 errors or inaccuracies in content<br>\u2022 any losses, damages, or harm resulting from use of this website<br>\u2022 decisions made based on the information provided<\/p>\n\n\n\n<p>All information is offered \u201cas is\u201d for general inspiration and educational purposes only.<\/p>\n\n\n\n<ol start=\"8\" class=\"wp-block-list\">\n<li>No Professional Advice<\/li>\n<\/ol>\n\n\n\n<p>Content relating to:<br>\u2022 mental health<br>\u2022 finances<br>\u2022 lifestyle<br>\u2022 faith<br>\u2022 personal growth<\/p>\n\n\n\n<p>\u2026is based on personal opinion and experience.<br>This website does not replace professional guidance from a licensed therapist, financial advisor, medical professional, or legal professional.<\/p>\n\n\n\n<ol start=\"9\" class=\"wp-block-list\">\n<li>Changes to Terms<\/li>\n<\/ol>\n\n\n\n<p>Luma Daily reserves the right to update or modify these Terms &amp; Conditions at any time.<br>Changes will be posted on this page with an updated date.<\/p>\n\n\n\n<p>Your continued use of the website signifies your acceptance of any changes.<\/p>\n\n\n\n<ol start=\"10\" class=\"wp-block-list\">\n<li>Governing Law<\/li>\n<\/ol>\n\n\n\n<p>These Terms &amp; Conditions are governed by the laws of Australia.<br>Any disputes related to this website shall be resolved under applicable Australian law.<\/p>\n\n\n\n<ol start=\"11\" class=\"wp-block-list\">\n<li>Contact Information<\/li>\n<\/ol>\n\n\n\n<p>For questions or concerns about these Terms, please <a href=\"https:\/\/lumadaily.com\/?page_id=27\" data-type=\"page\" data-id=\"27\">contact<\/a><br><\/p>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Last updated: 5th of December 2025 Welcome to Luma Daily (lumadaily.com). By accessing or using this website, you agree to the following Terms &amp; Conditions.Please read them carefully. If you do not agree with any part of these terms, you should discontinue use of the site immediately. By using Luma Daily, you agree to comply&#8230;<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"class_list":["post-73","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Terms &amp; Conditions - Luma Daily<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/lumadaily.com\/?page_id=73\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Terms &amp; Conditions - Luma Daily\" \/>\n<meta property=\"og:description\" content=\"Last updated: 5th of December 2025 Welcome to Luma Daily (lumadaily.com). 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