Terms & Conditions

Last updated: 5th of December 2025

Welcome to Luma Daily (lumadaily.com).

By accessing or using this website, you agree to the following Terms & Conditions.
Please read them carefully. If you do not agree with any part of these terms, you should discontinue use of the site immediately.

  1. Acceptance of Terms

By using Luma Daily, you agree to comply with and be bound by these Terms & Conditions, our Privacy Policy, and any additional guidelines or rules posted on the site.

  1. Purpose of the Website

Luma Daily publishes faith-based articles, lifestyle content, psychological insights, personal reflections, and general information for educational and inspirational purposes.
We do not provide medical, legal, financial, or professional advice.

All content is opinion-based unless otherwise stated.

  1. Use of Content

All content on this website — including text, images, graphics, branding, and design — is the property of Luma Daily unless otherwise credited.

You may:
• share links to our articles
• quote small portions of text with proper attribution

You may NOT:
• copy or republish entire articles
• sell or distribute our content
• use our branding, graphics, or images for commercial purposes
• modify our content for your own website or publication

If you wish to use content beyond these allowances, please contact us for written permission.

  1. User Responsibilities

When using this website, you agree that you will not:
• engage in illegal activities
• upload or transmit harmful code or malware
• attempt to access restricted areas of the website
• copy content for unethical use
• harass or abuse the site owner or community

  1. Third-Party Links

Luma Daily may contain links to external websites or products.
We are not responsible for:
• the content on those websites
• the accuracy of external information
• any purchases or decisions made through third-party links

Any external links do not represent an endorsement unless explicitly stated.

  1. Affiliate Disclosure

If you choose to use affiliate marketing:

Luma Daily may earn a small commission if you purchase products through affiliate links.
This comes at no extra cost to you and helps support the site.

  1. Disclaimer of Liability

Luma Daily is not liable for:
• errors or inaccuracies in content
• any losses, damages, or harm resulting from use of this website
• decisions made based on the information provided

All information is offered “as is” for general inspiration and educational purposes only.

  1. No Professional Advice

Content relating to:
• mental health
• finances
• lifestyle
• faith
• personal growth

…is based on personal opinion and experience.
This website does not replace professional guidance from a licensed therapist, financial advisor, medical professional, or legal professional.

  1. Changes to Terms

Luma Daily reserves the right to update or modify these Terms & Conditions at any time.
Changes will be posted on this page with an updated date.

Your continued use of the website signifies your acceptance of any changes.

  1. Governing Law

These Terms & Conditions are governed by the laws of Australia.
Any disputes related to this website shall be resolved under applicable Australian law.

  1. Contact Information

For questions or concerns about these Terms, please contact